Scrypta Intelligent Credit Digital Wallet

Streamline, restructure, and regain control of your credit in one click!

Streamline, restructure, and regain control of your credit in one click!

Discover Scrypta™and its powerful features

Designed for consolidating, restructuring, and optimizing your debts

5 minutes, in a 100% automated and intelligent manner.

Centralized Overview

Access and repay all your debts, credit cards, and loans in one place for simplified management of your finances.

Access and repay all your debts, credit cards, and loans in one place for simplified management of your finances.

Centralized Overview

Intuitive interface

Intuitive interface

Enjoy a user-friendly interface that simplifies the navigation and understanding of your financial data.

Enjoy a user-friendly interface that simplifies the navigation and understanding of your financial data.

Real-time analysis

Real-time analysis

Receive instant insights into your financial situation, enabling you to make informed decisions promptly.

Receive instant insights into your financial situation, enabling you to make informed decisions promptly.

Smart Optimizations Customizations

Stay informed about optimization opportunities tailored to your profile. Receive 24/7 omnichannel support with Scrypta AI, the Intelligent and Interactive Voice Assistance integrated into the portfolio.

Stay informed about optimization opportunities tailored to your profile. Receive 24/7 omnichannel support with Scrypta AI, the Intelligent and Interactive Voice Assistance integrated into the portfolio.

Scrypta IA Intelligent Financial Assistant - Voice-Activated

Streamline, restructure, and regain control of your credit in one click!

Streamline, restructure, and regain control of your credit in one click!

Discover SCRYPTA AIThe Smartest Vocal Financial Assistant on the Market

Discover SCRYPTA AIThe Smartest Vocal Financial Assistant on the Market

Scrypta IA is your virtual advisor, using artificial intelligence to optimize your financial health

Customized banking recommendations

Get tailored advice to enhance your budget management and reduce your debts.




Benefit from tailored advice to improve your budget management and reduce your debts.


Scenario Simulation in Banking

Scenario Simulation in Banking

See the impact of different financial strategies before making important decisions.


See the impact of different financial strategies before making important decisions.


Payment Optimization & Stress Reduction

Get suggestions to prioritize your repayments and save on interest. Plus, Scrypta offers you practical solutions to avoid stress in case of job loss or unexpected events.

Get suggestions to prioritize your repayments and save on interest. Plus, Scrypta offers you practical solutions to avoid stress in case of job loss or unexpected events.

Continuous learning

Scrypta AI adapts to your habits to provide increasingly relevant advice over time.

Scrypta AI adapts to your habits to provide increasingly relevant advice over time.

Automated Debt Consolidation

Streamline the management of your debts by automatically consolidating them into
a single monthly payment.

Experience Automated Debt
Consolidation

the smartest debt repayment solution.

Smart Consolidation

Consolidate your debts into a single loan with a potentially reduced interest rate, thanks to our Digital Credit Portfolio.

Financial stress reduction

Financial stress reduction

Reduce the complexity of your financial obligations for increased peace of mind.


Reduce the complexity of your financial obligations for increased peace of mind.


One-time payment

Make a single monthly payment to simplify managing your budget.

Make a single monthly payment to simplify managing your budget.

Credit Enhancement

A simplified management can help improve your credit score in the short and long term.




A simplified management can help improve your credit score in the short and long term.




Unsecured Credit Restructuring™

Restructure your unsecured debts to lighten your payments and improve your financial situation.

Restructure your unsecured debts to lighten your payments and improve your financial situation.

Experience Instant Restructuration
of all your unsecured credits

Experience Instant Restructuration
of all your unsecured credits

the smartest debt repayment solution.

Quick Assessment

Get an instant analysis of your unsecured credits to identify restructuring opportunities.

Real-time monitoring

Monitor your restructuring progress and adjust your plan as needed.


Monitor your restructuring progress and adjust your plan as needed.


Flexible repayment plan

Set up a personalized repayment plan based on your financial capabilities.

Set up a personalized repayment plan based on your financial capabilities.

Immediate repayment to your creditors

We reimburse your creditors and automatically close these repaid debts (henceforth owed to Scriptural Finance) to optimize your debt ratio and improve your credit score.

SCRYPTA is much more than just a financial app. It's your personal credit management assistant,

SCRYPTA is much more than just a financial app. It's your personal credit management assistant,

designed to restructure and optimize your debts in a 100% automated and intelligent manner.

© 2025 Scryptural Finance Inc. All rights reserved. Scryptural Finance Inc., the Scryptural logo, the term 'Scryptural Credit,' the 'Smart Credit Digital Wallet: Scrypta' solution, as well as all related interfaces, technology modules, and financial solutions, are exclusive trademarks, patented concepts, or protected works owned by Scryptural Finance Inc. Any unauthorized reproduction, distribution, modification, dissemination, or use of any content or technology presented on this site is strictly prohibited and will be subject to prosecution under Canadian and international intellectual property laws. The design, functional architecture, and code of our platform are protected by applicable copyright laws. Any attempt at reverse engineering, copying, or imitation is prohibited. Use of this site implies acceptance of our Terms of Use and Privacy Policy.

© 2025 Scryptural Finance Inc. All rights reserved. Scryptural Finance Inc., the Scryptural logo, the term 'Scryptural Credit,' the 'Smart Credit Digital Wallet: Scrypta' solution, as well as all related interfaces, technology modules, and financial solutions, are exclusive trademarks, patented concepts, or protected works owned by Scryptural Finance Inc. Any unauthorized reproduction, distribution, modification, dissemination, or use of any content or technology presented on this site is strictly prohibited and will be subject to prosecution under Canadian and international intellectual property laws. The design, functional architecture, and code of our platform are protected by applicable copyright laws. Any attempt at reverse engineering, copying, or imitation is prohibited. Use of this site implies acceptance of our Terms of Use and Privacy Policy.

© 2025 Scryptural Finance Inc. All rights reserved. Scryptural Finance Inc., the Scryptural logo, the term 'Scryptural Credit,' the 'Smart Credit Digital Wallet: Scrypta' solution, as well as all related interfaces, technology modules, and financial solutions, are exclusive trademarks, patented concepts, or protected works owned by Scryptural Finance Inc. Any unauthorized reproduction, distribution, modification, dissemination, or use of any content or technology presented on this site is strictly prohibited and will be subject to prosecution under Canadian and international intellectual property laws. The design, functional architecture, and code of our platform are protected by applicable copyright laws. Any attempt at reverse engineering, copying, or imitation is prohibited. Use of this site implies acceptance of our Terms of Use and Privacy Policy.